Every free FigureNerd calculator, organized by topic. No signup, no email required, formulas shown on every page. 52 total.
Free quarterly estimated tax calculator for freelancers and 1099 earners. 2026 tax brackets, SE tax, safe harbor, state tax, all 4 IRS due dates. No signup.
Unified tax calculator for DoorDash, Uber, Lyft, Instacart, Amazon Flex, and more. 2026 mileage rate, SE tax, quarterly dates, all 50 states. No email needed.
Estimate your self-employment tax, federal income tax, Child Tax Credit, and quarterly payments. Free 2026 calculator for freelancers, 1099 contractors, gig workers, and small business owners.
Free printable self-employed tax worksheet for 2026. Line-by-line Schedule SE math, mileage deduction, Child Tax Credit, quarterly payment schedule. Freelancers, 1099 contractors, gig workers.
Free S-corp tax calculator with 2026 rates. Find out if an S-corp election saves you real money after payroll, admin, and reasonable salary rules. No signup.
Free printable S-corp savings worksheet for 2026. Fill in your numbers, print a clean one-page version, and hand it to your CPA. No signup required.
Free business startup cost calculator. Estimate LLC formation fees, registered agent, EIN, operating agreement, and first-year incidentals by state. No signup.
Free LLC cost calculator for all 50 states plus DC. See your state's filing fee, registered agent, annual report, and five-year total, broken down line by line. No signup.
Calculate the tax on depreciation recapture when selling a rental property, equipment, or vehicle. Includes Section 1250 unrecaptured gain, bonus depreciation, and NIIT.
Calculate your 3.8% Net Investment Income Tax exposure. Enter your MAGI, filing status, and investment income to see exactly when NIIT hits and how much you owe.
Calculate your IRS underpayment penalty for missed or short estimated tax payments. Shows the safe harbor amount that would have avoided the penalty entirely.
A plain-English guide to the IRS rule that lets churches skip the exemption application, sourced from the tax code and IRS Publication 1828.
A plain-English, IRS-and-court-sourced comparison to help your church or ministry choose the filing path that fits.
What a church actually needs to open a bank account, sourced from IRS Publication 1828, plus the documents banks typically ask for.
Free retirement withdrawal calculator. How much can you safely withdraw each year? State tax, inflation, and Social Security math built in. 2026 assumptions.
Free retirement stress-test calculator. Bear market, longevity, medical, early retirement scenarios. Will you outlive your money? 2026 assumptions, no signup.
Free Social Security break-even calculator. Find the exact age where waiting to claim beats claiming early at 62, 67, or 70. No login needed. 2026 FRA tables.
Find your freelance rate by working backward from your take-home goal. Covers SE tax, health insurance, retirement, and expenses. 2026 tax rates. No signup.
See what your 401(k) is actually on track to be worth at retirement, including your employer match, IRS contribution limits, and the age 50+ and 60-63 catch-up rules. 2026 IRS limits. No signup.
See how long minimum payments really take, and how much a fixed higher payment actually saves. Honest totals, no email needed. Free.
Your full monthly payment: principal, interest, taxes, insurance, and PMI, not just principal and interest. See the amortization breakdown and when PMI drops off. Free, no signup.
Free Uber/Lyft true hourly calculator. Subtracts gas, depreciation, maintenance, insurance, dead miles. Shows what the app hides. 2026 data, no signup.
Calculate the real cost of cashing out your 401k early, including the 10% penalty, federal income tax, state tax, and the long-term investment opportunity cost.
Calculate your 2026 RMD for a traditional IRA, 401k, or inherited IRA. Includes SECURE 2.0 rules, the 10-year inherited IRA rule, and penalty if missed.
Plan your multi-year Roth conversion strategy to optimize tax brackets, avoid IRMAA cliffs, and navigate NIIT thresholds. Free, no login required.
Calculate your maximum solo 401k contribution as a sole proprietor, LLC owner, or S-corp owner. Covers employee deferral, employer profit-sharing, Roth solo 401k, and catch-up for 2026.
Free motorcycle ownership cost calculator. Purchase, gear, insurance by state, maintenance, tires, depreciation, and resale. 1, 3, 5, 10 year projections.
Free EV charging cost calculator. Home Level 2 vs DCFC vs gas, side by side. Includes Level 2 install payback. 2026 state electricity rates. No signup required.
Free drywall calculator using RSMeans formula. Walls-only or walls plus ceiling. Enter dimensions, doors, windows, waste factor. Sheet count, screws, compound.
Free roof shingles calculator. Enter footprint, pitch, and shingle type to get bundle count, starter strip, ridge cap, underlayment, and ice-and-water shield. Waste factor included.
Interactive residential remodel sequence. Tap any phase to see what comes first, what runs parallel, and inspection gates. Cabinet lead time warning included.
Free boiler sizing calculator. Heat loss, BTU output with safety factor, AFUE fuel cost at 80%, 90%, and 95% efficiency. ND design temps included.
Free HVAC load sizing calculator. Simplified Manual J: BTU/hour, tonnage, unit size range, and climate zone adjustment. ND Zone 6 included. Mobile-first.
Free heat pump payback calculator. Federal 25C credit expired Dec 2025. State rebates and HEEHRA income rebate included. All 50 states, gas, propane, oil, electric. No signup.
Free HVAC replacement cost calculator. Get a line-by-line estimate of equipment, labor, permits, and removal for furnace, AC, heat pump, or mini-split replacement. No signup.
See how your cold-climate heat pump's COP drops as outdoor temps fall. NEEP ccASHP averages at 47F, 17F, 0F, and -13F. Free, no signup required.
Compare the COP of two NEEP-listed heat pumps at your outdoor design temperature. Side-by-side table at 47F, 17F, 5F, and -13F. Free, no signup required.
Compare R-410A (GWP 2088) vs R-454B (GWP 466). Estimate climate impact, retrofit complexity, and cost under the EPA AIM Act phasedown. Free, no signup.
Calculate what you owe if your 1031 exchange fails: depreciation recapture, capital gains, NIIT, and state tax, all in one number. Free, no signup required.
Estimate builders risk (course-of-construction) insurance premiums by project value, duration, state, and coverage tier. Free, no signup required.
Estimate your building permit fee by project value, type, and region. See base permit fee and plan review fee separately. Free, no signup required.
Compare up to 3 contractor bids side by side: normalized for scope, materials, warranty, and payment terms. Free, no signup.
Estimate your home construction timeline phase by phase, from permit approval to move-in. Adjusts for owner-builder mode, region, and project size.
Estimate what materials will cost to build your house: by category, square footage, and finish level. Free, no signup required.
Free paint coverage calculator. Enter room size, doors, windows, coats, surface type. Get exact gallons of paint and primer needed. Brand-neutral, no upsell.
What size AC do I need for my house? Answer 4 plain-English questions about your home and get your recommended AC size in tons, BTU, and a range. Free, no jargon.
Free lighting calculators that explain the math. Watts vs lumens, room lumens, foot-candles, LED savings, fixture count. No signup. Plain English.
Convert watts to lumens instantly. See how any LED bulb compares to your old incandescent, plus the annual cost savings from switching to LED.
Calculate annual electricity savings, 10-year cost, and CO2 reduction from switching to LED bulbs. Enter your state for a personalized estimate.
Free restaurant and commercial kitchen calculators: food cost percentage, labor cost, prime cost, break-even, dishwasher payback, walk-in cooler sizing. By people who actually know food equipment.
Calculate your restaurant food cost percentage instantly. Enter your inventory and sales data to see if you're within the 28-35% industry target range.
Calculate your restaurant labor cost percentage instantly. Enter wages, payroll taxes, and benefits to see if you're within the 2026 NRA benchmark for your restaurant type.
Calculate your restaurant prime cost instantly. See if your food and labor costs are within the 60% industry target, and exactly what to change if not.
Free recipe costing worksheet for chefs, line cooks, and culinary students. Calculate food cost per serving, minimum menu price, and 3-tier pricing with waste factor. Printable. No signup.
Calculate exactly how many lumens your room needs. Enter dimensions, room type, and daylight to get IES-standard targets plus fixture count recommendations. Kitchen, bedroom, garage, workshop.